New Credit Card Regulations Thanks to President Obama

Did you know new credit card regulations are currently in full effect? Below are three key important factors about the new rules.

1. When you sign-up for a credit card, the interest rates will never change.

2. When your signing up for a credit card be aware of how much your monthly payments will be, and you should receive monthly statements showing how long it will take you to pay it off, like a car note or mortgage payment.

3. The last and my personal favorite, if a person is under the age of 21, you must have a co-signer before you are allowed to receive a credit card.

When I was 18 years old and in college I was given all type of credit card applications, which later added to my future debt.  

President Obama believes a teenager should have a co-signer because at the age of 18, you're not mature enough to handle debt. 

Since it's obvious that credit card companies prey on young college students, I wonder if student credit card debt can be forgiven since it's considered predatory lending? 

Can you imagine if Obama's new policy was in full effect from the time you were 18 up until 20 years of age? That sure would've helped a lot of young people not fall into debt at an early age.

The Things That Make You Go Hmmmm...

2009 LA

Why Is Killing So Easy?

Why is it that human life means nothing to some people? 

An innocent taxi driver was shot in the head, than robbed of the few dollars he had in his pocket. An innocent bartender was killed and robbed. A woman going for a morning jog was shot in the back, but wasn't robbed. Three people were killed in a movie theater. A mother suffocated her one year old son, brought him back to life using CPR and then suffocated him again until he died, then buried his body at a playground.

Two Georgia Tech students were shot and robbed, but luckily they survived to tell their stories. A mother picking up her son was allegedly shot by her mother-in-law. A doctor who was selling her condo invited the wrong person in to look at her home and was shot to death and robbed.

All day everyday killing is indeed a fact of life. It's something that's guaranteed to happen whether we want it to or not. It's a constant routine, much like us waking up every morning and brushing our teeth is routine. No one knows how to stop it and there are never enough eyes to properly protect people from harm. Everyday you walk out the door you have no clue if it will be your last day on earth. All you can do is hope and pray for the best.

Most people assume that killers are cold-hearted individuals either born crazy or raised evil. 

But what happened to these people that caused them to snap? What pushed their buttons to the point of no return? Does no feeling of empathy reside within them, from the moment they point the gun to the moment they pull the trigger, releasing death in a capsule and ending a life that had no right to be taken? 

I wish weapons weren't so easy to purchase. There should be restrictions put in place and thorough background checks issued. Like comedian Chris Rock once said, "Charge $5000 dollars for one bullet, that way there won't be anymore innocent bystanders." 

That sure makes sense doesn't it?

The Things That Make You Go Hmmmm...

2009 LA

Why Are Certain Men Praised Like God?

I have an honest question. I'm not trying to offend anyone or be disrespectful. This question is out of sheer curiosity. 

For those that believe in God we all know that God is love, God is perfect, God is the creator, and ruler of all things. No one can compare to God because God is the highest of the high; are you with me so far?

If you agree with the latter, then why do we praise the Pope as if he's God? The Pope is a mortal man just like any other man, so what is it about the Pope that makes him holier than others? I'm not comparing the Pope to pastors, ministers, rabbi's, or reverends, but many of these same "holy people" have proven themselves to not be as holy as we thought.

I've seen priests and pastors on the news pleading guilty to child molestation charges, fornication, and even the siphoning of church funds for their own personal gain. And only when they're caught do they cry out that they're "only human," and human beings make mistakes when most of them lived as if they were above all men. And as we all know, God doesn't make mistakes.

All I'm saying is we need to be mindful of who we put on pedestals, and make sure not to confuse men with the creator of all. We also need to take more responsibility in seeking truths that are kept from us, other wise we stand to be brainwashed forever.

The Things That Make You Go Hmmmm...

2009 LA

Where Do Drugs Go After Confiscation?

When drug dealers are busted by police or the FBI, after everything is confiscated where do the drugs go?

If drugs are illegal and harmful why would the government want to hold on to illegal and harmful products? Why not take pictures of the evidence as well as the perpetrators for proof, and then discard the goods by burning them? 

Where are the drugs stored after confiscation and what happens to it afterwards? Does it just sit in storage forever? Or is there some kind of corrupt activity involved that takes place within the government to redistribute the drugs for a price?

The Things That Make You Go Hmmmm...

2009 LA